I’ve used Tangerine since 2010 when I graduated high school. They were called ING Direct back then (not to be confused with the ING Direct in the US). Since then, we’ve been purchased by HSBC Bank and later by Scotia Bank. I use them because of there no-fee chequing account, lower interest rate loan products, and mutual funds (although, I’m moving away from mutual funds).

If you’d like to sign up, you can get a $50 bonus by using my orange key. Here’s how it works:

  1. Go to tangerine.ca/referafriend
  2. Sign up for the accounts you’d like
  3. When asked, enter my orange key: 35052534S1.